Click Here for More Information
The loss of income is a product where, provide the support when the insured person suffers income loss due to physical disablement due to sickness or an accident & protection for loss of employment or accidental death benefit cover.
PREMIUM TABLE |
LOSS OF INCOME |
LOSS OF JOB |
ACCIDENTAL DEATH BENEFIT |
||
Daily Reduction (Excluding Taxes) |
Weekly Benefit layers |
Annual Cover |
Cover |
No of Salary Times |
Indemnity Amount |
5.00 |
8,400.00 |
35,000 |
Monthly salary or Maximum of Rs.50,000 whichever less |
3 months |
150,000.00 |
4.43 |
7,000.00 |
30,000 |
|||
3.74 |
5,600.00 |
24,000 |
Monthly salary or Maximum of Rs.50,000 whichever less |
2 months |
100,000.00 |
3.06 |
4,200.00 |
18,000 |
|||
2.37 |
2,800.00 |
12,000 |
Monthly salary or Maximum of Rs.50,000 whichever less |
1 months |
50,000.00 |
1.69 |
1,400.00 |
6,000 |
|||
0.50 to 1.68 |
1,400.00 |
3,000 |
N/A |
N/A |
N/A |
Premium including service fee (below premium including service fee are subject to CESS 0.3% SSCL 2.56% & 18% VAT)
This policy will remain effective from the very next calendar month after completing the daily payment for the first month. Thereafter this policy is monthly renewable at the premium rates in effect at that time as notified by Fairfirst. The subscriber shall settle premium as per table of benefit with taxes. In case if the subscriber does not pay for a month, then 30 days waiting period will be applied once the payment is received to Fairfirst. Benefit limits will be annually renewable after completion of 12 calendar months from the cover commenced month.
*Once a customer subscribes to this service the premium will be automatically deducted for the relevant month according to the connection type.
Any postpaid or prepaid customer who has provided the NIC number to Mobitel is entitle for the cover.
Fairfirst Insurance Limited.
In case of a claim customer should submit the relevant document/s to Fairfirst Insurance within 90 days. For further clarifications customer must coordinate with Fairfirst Insurance Ltd and the relevant contact details will be provided.
To get the terms and conditions please visit; www.mobitel.lk/minsurance
HOS cover
Fairfirst Hotline – 011 2 428 428
Click Here for Terms & Conditions
Hospitalization claims due to COVID-19 is covered under Loss Of Income Insurance policy
Note – Admission to a Hospital is mandatory to be eligible for the claim
Package (Rs) | Medical Benefit Per Day (Rs) | Dengue Cover (Rs) | Daily Premium (Rs) | Monthly Premium (Rs) | |
Hospitalization cover | 1,500/- | 10,000/- | 150 +Tax | ||
Rider Cover | 5+Tax | ||||
Personal Accident | 100,000/- |
The total benefit is for 12 calendar months.
Age Limit -
18-70 years
Maximum Liability -
Per annum 30 Days
- Per Event 10 Days
The insurance of an Insured will automatically terminate at the earliest occurrence due to: