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Hospitalization claims due to COVID-19 is covered under Loss Of Income Insurance policy
Note – Admission to a Hospital is mandatory to be eligible for the claim


What is the Cover?
  • Accidental hospitalization cover is provided by Ceylinco General Insurance Ltd in partnership with Mobitel exclusively for MOBITEL subscribers.
  • The cover provides financial assistance upon admission to hospital. The Policy will pay a daily allowance for the Insured, for Local Accidental Hospitalization in a Government Hospital or a Registered Private Hospital/Nursing Home or approved Government/Private Ayurveda Hospital as an in-patient, as a result of Sustaining Accidental Bodily Injury.
  • In addition to the above, customer will have an additional cover for hospitalization for Dengue? This benefit is applicable for all Subscribers. If the customer is hospitalized for Dengue, customer will receive a cash benefit upon being diagnosed dengue.
What are the benefits?
Package (Rs) Medical Benefit Per Day (Rs) Dengue Cover (Rs) Daily Premium (Rs) Monthly Premium (Rs)
Hospitalization cover 1,500/- 10,000/- 150 +Tax
Rider Cover 5+Tax
Personal Accident 100,000/-

The total benefit is for 12 calendar months.

Age Limit -
18-70 years

Maximum Liability -
Per annum 30 Days

- Per Event 10 Days

How to subscribe for this service ?
  • Subscribe- Type REG and send it to 23939
  • De-Subscribe- Type DREG and send it to 23939
When does the benefit Commence?
  • Commencement of the benefit starts after deducting the monthly premium from the subscriber and the cover will be applicable from the following calendar month.
  • Once the first month insurance fee is added to the Mobitel Bill, the policyholder is entitled to the benefit from the first day of the following month. The insurance cover is automatically renewed on a monthly basis if the subscriber settles the Mobitel bills on time.
What are the chargers?
  • Pre-Paid – Rs. 5+Tax per day
  • Postpaid – Rs. 150+Tax per month
When is my enrollment/claim eligibility date?
  • Date of enrollment is the date of subscription. Cover effective or claim eligible period is 30 days after the initial subscription. The cover is renewable on a monthly basis.
What is the claim procedure for the Accidental hospitalization?
  • Every Hospitalization should be informed to the Ceylinco Customer Care Hot Line 2399199 at the earliest opportunity.
  • Insurer shall submit all claims by any one of the following methods - post, email, or by handover to nearest Ceylinco General Insurance Branch.
  • Claim documents should be submitted to the Company no later than 30 days from the date of discharge from the hospital.
  • Ceylinco shall check the eligibility of Insured for the claim. Customer should settle the monthly Mobitel bills to be entitled for claims. Non settlement of Mobitel bills will result in termination of the cover.
Additional conditions applicable to dengue cash grant:
  • Upon the insured (Subscriber) being diagnosed with Dengue fever, a cash grant of Rs. 10,000/- or the Hospitalization allowance in accordance to the plan whichever is higher, will be paid to the insured.
  • Insurer shall submit all claims by any one of the following methods - post, email, or by handover to nearest Ceylinco General Insurance Branch.
  • Only one Claim can be made for one calendar year in respect of Dengue.
  • Dengue cash grant will be paid, on a positive result in NS1 blood test (Dengue antigen) followed by a Hospitalization.
What are the exclusions under the policy?
  • Direct participation on Strike, Riots & Civil Professional sports, or winter sports other than skating.
  • Political Unrest and Terrorism.
  • Cosmetic surgeries/treatments.
  • Commitment of suicide and self-inflicted injuries.
How does my insurance cover cease?

The insurance of an Insured will automatically terminate at the earliest occurrence due to:

  • The Insured reaches 70 years of age.
  • Demise of the Insured.
  • Termination of the subscription.
  • In case of non-payment of the Insurance Fee by the Insured.


What is this cover?
Payment in the event of the following conditions or surgeries
  • Heart Attack
  • Cancer
  • Kidney Failure
  • Coronary Artery By-Pass Surgery
  • Paralysis (Paraplegia, Tetraplegia)
  • Pulmonary Hypertension
  • Fulminant Hepatitis
  • Major Organ Transplant
  • Multiple Sclerosis
  • Aorta Surgery
  • Blindness
  • Stroke
  • Deafness
  • Loss of Speech
  • Alzheimer’s disease
  • Major Burns
  • Coma
  • Parkinson’s disease
  • Heart Valve Replacement or Repair
  • Brain Surgery
  • Motor Neuron Disease
  • HIV Infection from Blood Transfusion
  • Chronic Lung Disease
  • Muscular Dystrophy
  • Angioplasty
*In the case of Angioplasty 50% of the Critical Illness benefit shall be paid.
What is the value of the cover?

Type of cover

Value of the Cover

Critical Illness Cover

LKR 800,000

Valid Period
Once the subscription fee has been deducted for a month, the cover will be activated 30 days after the deduction of the subscription fee initially and will be for valid only for 1 month. Once the subscription fee is deducted, customer will be covered for the following month and this will be a continuous process.
How to subscribe and De-subscribe the service?
  • Subscribe- type REG and send it to 6363
  • De-Subscribe- type DREG and send it to 6363
What are the chargers
  • Pre-Paid – Rs. 8+tax per day
  • Postpaid – Rs. 240+tax per month
Once a customer subscribe to this service the premium will be automatically deducted for the relevant month.
Who can subscribe to the service?
Both Postpaid and Prepaid customers will be entitle for the cover.
Who is the insurance provider?
Janashakthi Life Insurance
What is the Claiming Process
In case of a claim customer should submit the relevant document/s to Janashakthi Life Insurance. For further clarifications customer has to coordinate with Janashakthi Life Insurance and the relevant contact details will be provided.
What are terms and conditions for this service?
To get the terms and conditions please visit;
How the monthly premium is reflected in the monthly postpaid bill?
Critical Illness Cover
Details of the contact person
Janashakthi Life Hot Line - 0112636636


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Terms & Conditions


Notwithstanding anything herein contained to the contrary, it is hereby declared and agreed that in the event of Natural death of the members covered under the policy, the company shall pay Rs.100,000/- subject to the following terms, conditions and exceptions.


If the Life insured commits suicide (whether of sound mind or otherwise at the time) within one year after the policy Issue Date or date of reinstatement, or the date on which the member was legally contracted by the grantee (whichever shall be the later) the amount payable under this Policy shall not exceed the aggregate of premiums paid under the Policy without interest or such greater sum not exceeding the amount which would otherwise be payable upon the death of the member as may be represented by the interest of a third party acquired in good faith for valuable consideration and proved to the satisfaction of the Company not to be recoverable in any other way.


Where the death of the member is sought to be established on the basis of presumption generated in circumstances where he had not been heard of for a period of one year by those who would have naturally heard of him, if he had been alive, no money shall become due under the policy until the effluxion of a period of seven (7) years computed from the time when the member had ceased to the heard of, and this fact notified to the Company.


This policy does not cover injury or death or disappearance resulting from or caused or aggravated directly or indirectly in whole or in part by active service in the military, naval, air force, police, home guards or similar service.


No claim shall be payable under this policy if arising directly or indirectly as a result of the active participation of the member in any war, invasion, act of foreign enemies,

Hostilities or war like operations (whether war be declared or not), civil war, mutiny, civil

Commotions assuming the proportions of or amounting to, a popular rising military rising insurrection, rebellion, military or usurped power or any acts of any person acting on behalf of, or in connection with, any organization directed towards the overthrow by force of any government or to the influencing of it by terrorism or violence.


No claim will be payable due to any disability, abnormality, congenital disease, illness or deformity and consequences of those, originated prior to the commencement of this policy.

Period of Cover - 01 Month

BENEFITS - 100% of Sum Insured

Cover is valid Worldwide on 24 hours basis (Benefits are payable in LKR)

All other terms & conditions will be as per standard Allianz Insurance Lanka Ltd. and Janashakthi Insurance PLC, Personal Accident Insurance

Personal Accident & Life Insurance – RS 50,000/=

Scope of Cover : Accidental Death and Permanent Total Disablement only due to an accident subject to following exclusions.

Exclusions :

a) Pre-existing physical conditions

b) Engaging in Hazardous sports

c) Flying except as passenger

d) Self inflicted injury

e) Under the influence of Alcohol and drugs

f) Riot & Strike

g) War, Civil war etc.

h) Radio-active Contamination

I) While on duty as a Military service etc.

Period of Cover - 01 Month
BENEFITS - 100% of Sum Insured
Cover is valid Worldwide on 24 hours basis (Benefits are payable in LKR)
All other terms & conditions will be as per standard Allianz Insurance Lanka Ltd. and Janashakthi Insurance PLC, Life Insurance